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Banking Services

My Savings, physical cards, virtual cards, and borrow in the impay app

Banking in the App

Manage your banking essentials in one place: grow funds with My Savings, access Physical Cards, use Virtual Cards for online transactions, and borrow when you need funds.

My Savings

Deposit from your main wallet to flexible My Savings, earn daily interest from a ₱1,000 balance, and withdraw anytime with no lock-in.

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Physical Cards

Spend, withdraw, and access your funds anywhere with the Inspire Physical Card—linked to your impay wallet.

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Virtual Cards

Add partner card designs for safer online payments without exposing your main account. Remove any card anytime.

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Borrow

Apply from the Borrow tab on Home, pick amount and term (1–12 months), verify by SMS, and get funds in your wallet within 48 hours.

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Available in the App

Everything listed here matches the impay app today.

  • My Savings management
  • Physical card controls
  • Virtual card setup
  • Borrow application & terms
  • Card activity visibility
  • In-app secure access
  • Savings interest tracking
  • Banking tools in one hub
Ready to get started?

Start Banking with impay

Register and access My Savings, Physical Cards, Virtual Cards, and Borrow in the impay app.

Register Now