Top up your balance, pay with QR, send money instantly, and track every transaction—all in the impay e-wallet app.
I'M Pay E-Wallet
Your secure e-wallet for everyday payments
Top up your balance, pay with QR, send money instantly, and track every transaction—all in the impay e-wallet app.
Send, Pay & Bank Smarter—all in one app
Embrace cashless living with I'M Pay—the same wallet, cards, and transfers you use in the impay mobile app.
What We Offer
Send, Pay & Bank Smarter—all in one app
Embrace cashless living with I'M Pay—the same wallet, cards, and transfers you use in the impay mobile app.
The fast, secure wayto move money
Manage your finances with ease—send money in seconds, transfer securely to bank accounts, and request payments anytime, anywhere.
Learn More
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Pay
Enjoy easier checkouts in stores, sites, & apps
From quick bank transfers to buying mobile load, enjoy the ultimate convenience of managing all your daily transactions in a single app.
Learn MoreSecure Banking at your fingertips
Manage your Physical Cards, Virtual Cards, My Savings, and Borrow—all in one secure and convenient app.
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Wallet
Your digital wallet, always ready
Store balance, cash in, send, and manage money from one wallet—just like on your phone.
Grow your money with confidence
Lock in returns with Term Savings, invest in our company stocks, or explore Crypto—all from the Grow my money section in one secure I'M Pay app.
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Support & personal service
Get help when you need it or connect with trusted agents for guided support.
Need help choosing?
Our support team is ready to assist you 24/7 with any questions or guidance you may require.
Turn referrals and transactions into rewards
Invite friends with Refer & Earn, earn My Points on eligible wallet activity, and convert points to real cash in the impay app.
Refer & Earn
Share your referral code, complete missions, and convert referral points to wallet cash.
My Points
Earn points when you send money, pay with QR, buy load, and more—then convert to cash.
impay Rewards
Turn referrals and transactions into rewards
Invite friends with Refer & Earn, earn My Points on eligible wallet activity, and convert points to real cash in the impay app.
How it works
Join impay and unlock rewards
Register on the web, download the app, and access Refer & Earn and My Points from your Wallet home screen.
User Guide
User Guide
Step-by-step help for I'MPay — your all-in-one app for wallet, virtual cards, savings, and everyday transfers.
Get Started
Create your I'MPay account, verify your identity, and confirm your email to unlock the full app.
Features Overview
Browse partner card collections and manage virtual cards for secure online spending in I'MPay.
Payment & Transfers
Send to other I'MPay users, transfer to local banks, and manage your main wallet balance.
Banking & Investments
Cash In to your wallet and open Terms Savings on the Savings tab—all in one guide.
Pay in three simple
e-wallet steps.
1. Scan to pay
Open I'M Pay and scan a supported merchant QR code to start your payment in seconds.
2. Confirm from your wallet
Enter the amount, review your e-wallet balance, and confirm—funds are sent securely from your I'M Pay wallet.
3. Payment complete
Get instant confirmation, an updated balance, and a digital receipt you can view anytime in your transaction history.
I'M Pay is here!
A smarter, safer, and simpler way to pay and manage your money.
- Secure
- Fast
- Reliable
Launch highlights
QR Scan
Scan a merchant or friend's QR code to pay straight from your wallet.
Send money
Send money to friends and family straight from your wallet—with instant confirmation.
Nearby Connect
Find impay users near you and send money—no usernames or QR codes needed.
Bump to Send
Hold phones together to connect and send money instantly.
See everything I'M Pay offers
Browse the full feature list above.
QR pay, send money, bills, load, banking, vault, and more—all in the What We Offer section. Pick what you need and get started when you're ready.
View all featuresI'M Pay. Your money, your way.
About us
About Us
A secure digital wallet by Inspire Holdings Inc., built for everyday money management in the Philippines.
Secure digital wallet
Passcode protection and optional Face ID or Fingerprint login.
Built for the Philippines
Peso wallet designed for everyday use.
Peer-to-peer transfers
Send and receive money with other I'M Pay users.
I'M Pay
I'M Pay is operated by Inspire Holdings Inc., the company behind our digital wallet platform in the Philippines. Core wallet services are available now as we expand through partner integrations.
Trust
SEC Registered
Oversight
BSP Supervised
Built on Trust
Our mission is to give people in the Philippines a digital wallet they can rely on every day — protected by encrypted connections, passcode and PIN controls, optional biometrics, and active session monitoring.
Encrypted
Secure connections
Protected
Passcode & PIN
Biometric
Face ID / Fingerprint
"Security is the foundation of everything we build at I'M Pay."
I'M Pay
We are working with partners to bring bills payment, mobile load, bank transfers, savings products, and lending services to I'M Pay. These features may appear in the app as "Coming Soon" until they are fully available.
Send & receive money
Transfer funds to other I'M Pay users using account details or saved recipients.
Wallet management
Check your balance, review transaction history, and manage your account settings.
QR payments
Generate your personal QR to receive payments or scan to pay.
Account verification (KYC)
Submit a valid government-issued ID to verify your identity and access higher transaction limits.
Referral rewards
Share your referral code, complete missions, and earn My Points from eligible wallet activities.
Coming soon
Bills payment, mobile load, bank transfers, savings, and lending — rolling out as partnerships are finalized.
Download I'M Pay and get started today.
Download I'M Pay and start with a secure digital wallet made for the Philippines.
Help Center
Help, right in your wallet.
Open the I'M Pay app, go to Help, or message us below.
In the I'M Pay app
Help → Chat with support
Help center
Guides and FAQs on the web
Email
support@impay.com
Send us a message
We'll reply to the email you provide.
