impay

Get Started

Create your I'MPay account, verify your identity, and confirm your email to unlock the full app.

Complete I'MPay KYC with a valid government ID and selfie to unlock transfers, cards, and higher limits.

Confirm the email on your I'MPay account for security alerts, password recovery, and important updates.

Browse partner card collections and manage virtual cards for secure online spending in I'MPay.

Buy virtual cards

Open the Cards tab to browse All Card Skin (e.g. Onyx Elite, Onyx Platinum), then get or manage virtual cards in the app.

Send to other I'MPay users, transfer to local banks, and manage your main wallet balance.

Send from Services → Recipients to other I'MPay users, or use Bank Transfer for partner banks.

Move funds from I'MPay to a local bank with Bank Transfer from Services or your Cards dashboard.

Your main wallet is created when you sign up. View your balance on Home → Wallet and use it across I'MPay.

Cash In to your wallet and open Time Deposit Plus savings—all in one guide.

Use Cash In to top up your wallet—from I'M Pay Savings, a linked bank, card, partner banks, or I'M Pay Center.

Open Time Deposit Plus from the Savings tab. Choose a 3, 6, or 12-month plan and earn up to 6% p.a.